# Best Referral Programs to Earn Free Money & Discounts in India
In today’s digital age, earning free money and discounts has become easier than ever, thanks to referral programs. Whether you’re a savvy shopper or someone looking to make some extra cash, referral programs are a win-win for both you and your friends. India, with its booming e-commerce and fintech sectors, offers a plethora of opportunities to earn rewards, cashback, and discounts through referral programs. In this blog, we’ll explore some of the best referral programs in India and how you can make the most of them.
Plus, we’ll introduce you to **Top Deals Bazaar**, your ultimate price comparison tool to save money while shopping online. Let’s dive in!
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## Top Referral Programs to Earn Free Money & Discounts in India
### 1. **Paytm**
Paytm is one of India’s most popular digital payment platforms, and its referral program is equally rewarding. By sharing your referral code with friends and family, you can earn cashback when they sign up and complete their first transaction. The more people you refer, the more you earn!
**How it works:**
– Share your unique referral code via WhatsApp, SMS, or social media.
– Your friend signs up using your code and completes a transaction.
– You earn cashback directly in your Paytm wallet.
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### 2. **PhonePe**
PhonePe’s referral program is another great way to earn rewards. By inviting friends to use PhonePe, you can earn cashback and discounts on various transactions, including recharges, bill payments, and online shopping.
**How it works:**
– Share your referral link with friends.
– When they sign up and complete their first transaction, both of you earn rewards.
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### 3. **Amazon Pay**
Amazon Pay offers a referral program where you can earn cashback when your friends sign up and make their first payment using Amazon Pay. It’s a simple and effective way to earn money while helping your friends discover the convenience of Amazon Pay.
**How it works:**
– Share your referral link.
– Your friend signs up and makes a payment of ₹100 or more.
– You earn cashback in your Amazon Pay balance.
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### 4. **CRED**
CRED is a premium app that rewards users for paying their credit card bills on time. Its referral program is equally rewarding. By inviting friends to join CRED, you can earn exclusive rewards, including cashback, CRED coins, and more.
**How it works:**
– Share your referral code.
– Your friend signs up and pays their credit card bill through CRED.
– Both of you earn rewards.
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### 5. **Swiggy**
If you’re a foodie, Swiggy’s referral program is perfect for you. By inviting friends to use Swiggy, you can earn Swiggy Money, which can be used to get discounts on your next food order.
**How it works:**
– Share your referral code.
– Your friend signs up and places their first order.
– You earn Swiggy Money as a reward.
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### 6. **Zomato**
Zomato’s referral program is similar to Swig